In today’s benefits landscape, flexibility is essential. Employers are navigating shifting workforce expectations, rising healthcare costs, and evolving regulations. To remain competitive, they need benefit solutions that can adapt and grow with them. Amalgamated Life Insurance Company offers a robust voluntary suite of products designed to meet these changing demands while supporting working families with high-quality coverage.
Our voluntary benefits portfolio is built to evolve with the times. It offers customizable options that align with employer goals and employee needs. Whether responding to new health trends, financial pressures, or shifting workforce needs, our products provide the flexibility and relevance that today’s market requires.
The Mid-Size Market Is Growing Evolving
A recent article from BenefitsPRO highlights how mid-size employers, typically those with 100 to 999 employees, are becoming a key growth area for voluntary benefits. These organizations are large enough to require comprehensive offerings but small enough to value personalized service and flexibility. The article outlines five reasons this market is gaining attention, including cost sensitivity, demand for customization, and increased employee interest in financial wellness. It also emphasizes the opportunity for advisors to play a more consultative role in helping these employers design benefits strategies that align with their workforce needs.
This shift reinforces the importance of offering adaptable, easy-to-implement benefits that align with changing expectations. Amalgamated Life’s voluntary suite is designed to meet that need.
A Suite Built for Today and Tomorrow
As voluntary benefits become more central to employee well-being, employers are looking for solutions that go beyond traditional offerings. Employees want coverage that protects their financial health, supports their families, and prepares them for unexpected events. Amalgamated Life’s voluntary suite meets these needs with a broad range of products that can be tailored to different industries, regions, and workforce profiles.
Our products include:
- Accident Insurance: Helps employees manage out-of-pocket costs after an injury for the whole family and is portable, if you change jobs
- Accidental Death & Dismemberment (AD&D): Offers financial protection in the event of a serious accident
- Critical Illness Insurance: Provides a lump-sum benefit to help cover expenses after a major diagnosis and is portable, if you change jobs
- Disability Insurance (Short-Term): Replaces income during temporary disability, helping employees stay financially stable with the added benefit of also being portable
- Legal Coverage: Another portable product which provides access to legal support for everyday issues such as estate planning or family law
- Portable Term Life Insurance: Offers flexible life coverage with level premiums for 10, 15 or 20 year terms that employees can take with them if they change jobs
- Whole Life Insurance: Provides lifelong protection with cash value accumulation
Supporting Brokers and Employers
Amalgamated Life works closely with brokers to deliver solutions that are comprehensive, easy to implement, and simple to communicate. We understand that success in today’s market requires more than just products. It requires education, support, and responsiveness.
Our Voluntary Suite Product Video helps brokers and employers explain coverage options clearly. This improves employee understanding and engagement during the enrollment process. We also provide tools and resources that make plan design and implementation seamless.
A Mission That Moves with You
At Amalgamated Life, our mission is to support working people and their families by providing access to, high-quality benefits. We believe that flexibility, affordability, and quality should be at the heart of every benefits package. By offering a voluntary suite that adapts to changing times, we help employers build resilient workforces and empower employees to protect what matters most.
Explore our full suite of voluntary products and discover how Amalgamated Life can help your organization stay ahead.