When choosing an insurance provider, trust and reliability are everything. At Amalgamated Life Insurance Company, we understand that our clients, whether individuals, employers, or brokers, need assurance that their insurance partner is financially sound and committed to long-term service excellence. That’s why we’re proud to share that Amalgamated Life has consistently earned an “A” (Excellent) rating from A.M. Best Company since 1975.
But what does this rating really mean? And more importantly, why should it matter to you?
Understanding the A.M. Best Rating
A.M. Best is one of the oldest and most respected credit rating agencies in the world, specializing in the insurance industry. Since 1899, A.M. Best has been evaluating the financial strength and operational performance of insurance companies globally. Their ratings are based on a rigorous analysis of a company’s balance sheet strength, operating performance, business profile, and enterprise risk management.
An “A” (Excellent) rating is a strong indicator of a company’s ability to meet its ongoing insurance obligations. It reflects a stable outlook, sound financial practices, and a proven track record of paying claims reliably and efficiently.
Why It Matters
Whether you’re a policyholder, plan sponsor, or broker, our A.M. Best rating offers several key benefits:
- Financial Strength You Can Count On
Our “A” (Excellent) rating confirms that Amalgamated Life has the capital reserves and financial discipline to meet our commitments, regardless of shifts in the economic landscape. This means you can trust us to be there when you need us most. - Long-Term Stability
We’ve maintained this rating for nearly five decades. That kind of consistency doesn’t happen by accident—it’s the result of prudent management, strategic growth, and a deep commitment to our policyholders. You’re not just choosing a provider for today; you’re partnering with a company built for the long haul. - Confidence in Claims Payment
One of the most important aspects of any insurance relationship is the ability to pay claims promptly and fairly. Our rating reflects our strong claims-paying ability, giving you peace of mind that your benefits will be there when you need them. - A Trusted Partner for Brokers and Employers
For brokers and plan sponsors, our rating is a valuable tool when evaluating insurance partners. It signals to your clients that you’re recommending a provider with a proven track record of excellence, financial integrity, and customer-first service.
A Legacy of Excellence, Driven by Our Mission
Founded in 1943, Amalgamated Life has evolved into a trusted national provider of comprehensive insurance solutions, offering a diverse portfolio that includes Term Life, Medical Stop Loss, Specialty Drug Cost Management, Disability, and a wide range of Voluntary Benefits tailored to meet the needs of today’s workforce. Our consistent “A” rating from A.M. Best reflects our mission to deliver high-quality, affordable insurance backed by exceptional service.
That mission is more than just words, it’s the foundation of everything we do:
“We are dedicated to helping working people and their families achieve financial security by providing affordable life, health and pension products and services while maintaining an unwavering commitment to excellence.”
This guiding principle is embedded in every policy we write, every claim we process, and every relationship we build. It’s why we’ve earned the trust of our clients for over 80 years, and why we’ll continue to be a partner you can rely on.
The Bottom Line
When you choose Amalgamated Life, you’re choosing more than just an insurance provider. You’re choosing a partner with a nearly 50-year track record of financial strength, reliability, and service excellence. Our A.M. Best “A” rating is more than a letter, it’s a promise.
Discover how our tailored insurance solutions can support your goals: explore our offerings and contact us today to take the next step.